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Health Insurance pays a portion or all of your medical expenses, with some Florida health insurance plans covering disability and long-term nursing. Coverage is purchased from Florida health insurance companies by individuals and families or business owners on a group basis, to cover their employees. The covered group or individuals pay premiums for protection from unexpected medical expenses. By estimating overall risk, Florida health insurance companies are able to develop a financial strategy that ensures money is available to pay the healthcare benefits specified in the health insurance agreement. |
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Life insurance is a contract between the policy owner and insurer, agreeing to pay a certain dollar amount upon an individuals' death. In exchange for Florida life insurance, the policy owner pays a premium in a lump sum or at set intervals. Life insurance policies normally pay a lump sum benefit to the beneficiaries, if an event occurs which is covered under the policy. To be a Florida life insurance policy the event must be based on the lives of the individuals named in the policy. Florida Life insurance policies are legal binding contracts and describe the limitations of the insured events within the terms of the policy. |
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Amerisure Insurance Solutions is a recognized, independent, full service Florida insurance agency that specializes in individual and small group coverage. We are compensated by the health insurance, life insurance, group insurance and disability insurance companies, never by the client. You never pay a fee and you never pay more than you would by going direct. Your premiums will always be the same because Forida insurance rates are standardized. This means that no matter where you go, the same plan from the same carrier will always be the same price. We do all the work and you save all the money, time, confusion and frustration in comparing the hundreds of Florida insurance plans available.
Our insurance agents specialize in working with individuals, self employed small business owners, their employees and families to provide them with the highest quality Florida insurance coverage at the most affordable rates. We do this by conducting product searches and comparisons utilizing the latest cutting edge tools and quoting software. This allows our insurance agents to provide superior service by offering the most qualified and competitive insurance coverage for your specific needs. We keep the "Best Fit" between your needs and the coverage in mind. Commitment to high standards and providing top quality Florida insurance plans at affordable rates has earned us our reputation for excellence in the small business community.
Our licensed Florida insurance agents have a high regard for our clients and do not believe they should be subjected to any high pressure type tactics. Life is difficult enough without the worries of being pressured into a quick decision on coverage that may affect your health, life or long term financial stability. Our team of professional Florida insurance agents are committed to understanding your needs and providing you with all the information that you need to make a well informed decision pertaining to your health insurance, life insurance, disability insurance or dental insurance, free of unwanted pressure and unethical sales practices. You have our word that you will always be treated with the respect and courtesy that you deserve.
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Changing your existing or finding new health insurance, life insurance, dental insurance or disability insurance can be very stressful, confusing and time consuming, but professional Florida insurance agents can substantially reduce your stress and greatly simplify the procedure. At Amerisure Insurance Solutions, we walk with you every step of the way, guiding and consulting you on the many decisions that you will face. Your Florida insurance agent will oversee all stages of the search, comparison and quoting process for your new or replacement insurance plan, in addition to identifying and addressing any potential issues that may arise during underwriting. We ensure that the process goes smoothly and efficiently while making certain that your confidential information is fully protected. Your personal details will never be released to anyone including the Florida insurance carrier, until you have made a decision and given us your approval to move ahead.
Amerisure Insurance Solutions facilitates the placement of high quality health insurance, life insurance, dental insurance and disability insurance at affordable rates to individuals and all small business industries and occupations. However, due to the personalized nature and numerous options of many Florida insurance plans, we are not able to advertise or list them all on our website. Although we have access to the majority of the A rated insurance carriers, typically several of the top 10 Florida insurance companies will have the highest quality and most affordable insurance plans for you to choose from. As a result to limit confusion, we normally only show the top 10 A rated insurance companies in each category although many more are available for you to choose from. Although other insurance carriers may be available, we choose to limit our recommendations to only those Florida insurance companies with at least an A rating.
Individuals as well as Small business owners with 1-4 employee's, the self employed or those responsible for their own coverage, will be assigned a Florida insurance agent that specializes in catering to your specific needs. Simply tell us if your needs are health insurance, life insurance, dental insurance or disability insurance and we take it from there. We start by asking you a series of questions to determine exactly what you are looking for and then search our extensive network of A rated Florida insurance companies to bring you multiple options of available insurance plans that were developed according to your criteria. In most cases we are able to present multiple options tailored to your specific needs not the one size fits all plan that so many agents try to push you into.
Small business owners with 5-99 employees qualify for group health insurance, life insurance, dental insurance and disability insurance coverage with most Florida insurance companies. The process begins the same with an insurance agent specializing in small group insurance plans, but will typically involve a small amount of individual information from each employee to start the process and then a comprehensive search and comparison of Florida insurance plans can be presented. Small group insurance plans usually offer a larger variety of options due to the demographics of the increased number of individuals to be covered. In many cases Florida small group insurance plans do not allow an individual to be denied coverage due to a pre-existing condition. Contact us today to find out just how quick and easy it can be to get better coverage for less money. |
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Disability insurance offers payment to self employed business owners or their employees who become unable to work because of injury or illness, even if it's not job-related. Unlike Workers' Comp, coverage may or may not involve health insurance, life insurance, or payments for pain and suffering. Self-employed individuals and those, whose employers do not provide benefits, may purchase their own disability policies. Premiums and benefits vary greatly for different occupations, but in general, premiums are higher for policies that provide a higher monthly benefit, pay the benefit longer and start payments quicker following a disability. Premiums also tend to be higher for policies that define disability in broader terms, meaning the policy would pay the benefits in a wider variety of circumstances. |
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Amerisure Insurance Solutions provides assistance to our clients in identifying, comparing, selecting and purchasing the most qualified, affordable health insurance, life insurance, dental insurance and disability insurance. Working closely with each and every client on a personal level ensures that clear objectives and expectations are established, and that requested insurance plans are clearly defined. The occupation of our client, the effective date, budget considerations and type of insurance coverage needed are all taken into account. Overall health including pre-existing conditions must always be taken into consideration, but generally will not disqualify you from all plans. We are even able to offer coverage to those with diabetes and heart conditions.
To provide the highest level of quality and service for all of our clients potential coverages are primarily identified by utilizing our state of the art database, our extensive network and state of the art quoting and comparison software. In addition, our insurance agents maintain the knowledge of previous experiences that they utilize to successfully qualify the hard to place for the appropriate coverage. Using these established sources as well as initiating a professional and personal relationship with our clients helps us to fully understand your needs and greatly reduces your stress associated with searching, finding, comparing and purchasing the perfect insurance plan for your situation.
Our clients realize that top quality comprehensive health insurance, life insurance, dental insurance and disability insurance at affordable rates are vital to not only their bottom line, but also the safety and security of their families and employees. As a result, we screen each insurance company that we recommend for quality, rating, affordability and claims payment history to ensure that your specific requirements and needs are properly matched to their unique insurance plan offering. The main focus of all our insurance agents is on keeping with your best interests, not just the best interests of the insurance companies.
During the entire research, comparison and quoting process we provide the information, materials, disclosures, advice, counsel and coordination required to facilitate a smooth and effortless policy issuance. Our process puts the right professional, with the right client, at the right time for your needs. To find out first hand how we can streamline, compliment and dramatically improve your health insurance, life insurance, dental insurance or disability insurance replacement or new issue, request a free no obligation consultation with us today. |
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